Medicare Advantage Plans

Combine hospital, doctors and prescription drug coverage in one plan.

A + B + D = Part C

Here are some general characteristics of Medicare Advantage plans, though plans may vary in coverage and availability depending on where you live.

• Also known as Part C plans. it combines part A, B and D all in one.
• You must eligible for part A and B to qualify for the plan. Other qualifications may apply.
• You pay no low or no premiums ($0 premium) because the plan is paid for and approved by Medicare.
• Advantage plans adminster your benefits through an insurance company contracted by Medicare.
•  At a minimum, it covers at least the same as Original Medicare, but most plans have addtional services at no additional cost.
• The plan may offer other services which may include preventive medicine, vision, dental and other benefits, also at no additional cost.
• Prescription drug coverage (part D) is built in, at no additional cost.
• The plan has a limit on how much money you spend annually known as the maximum out of pocket amount, which makes your expenses more predictable.
• It may have overall lower costs than the 2 other options, a supplement or Original Medicare